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Updated over 5 years ago on . Most recent reply

Everett Morris's profile image
Everett Morris's profile image
Everett Morris
  • Homeowner
  • from Brandon, MS
  • Member since Dec 16, 2016
  • Posts 50
  • Votes 15
  • Experience 4 Yrs
  • Investments 1
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Everett Morris's profile image
Everett Morris's profile image
Everett Morris
  • Homeowner
  • from Brandon, MS
  • Member since Dec 16, 2016
  • Posts 50
  • Votes 15
  • Experience 4 Yrs
  • Investments 1
Connect
Everett Morris
  • Homeowner
  • Brandon, MS
15
Votes |
50
Posts
Starting Out

VA vs. FHA Which loan to use?

Everett Morris
  • Homeowner
  • Brandon, MS
Posted

I have currently been approved for a loan with better mortgage, but I am also serving in the military. Currently, I am deployed, but I am looking to invest in my first house hack. I will be talking to a loan officer with the VA loan shortly. I want to know the opinion of the community on which loan I should focus on using for the house hack. FHA with better mortgage or VA? Thank you.

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    Michael Ablan's profile image
    Michael Ablan's profile image
    Michael Ablan
    • Real Estate Broker
    • from Watertown, NY
    • Member since May 26, 2016
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    Michael Ablan's profile image
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    Michael Ablan
    • Real Estate Broker
    • from Watertown, NY
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    Michael Ablan
    • Real Estate Broker
    • Watertown, NY
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    Michael Ablan
    • Real Estate Broker
    • Watertown, NY
    Replied

    @Everett Morris

    The VA loan everytime. There's no PMI and its 0%. You can also roll up to 6% of the total purchase price into the loan to cover closing costs and the funding fee.

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