I think that buying it off-market will save me the 6% realtor fees though I do have to factor in the wholesaler fee.I still would like to spend more time looking at the potential rental income but I don't think I'm too far off. 

. $9,450. 30-year fixed, Interest Rate: 5% Rental Income: $3,900 We will be living in one of the units, but for the sake of the analysis I am going to calculate both units as rental income and factor in my costs at the end.2 Unit: $1,600 + 3 Unit: $2,300 = $3,900/moTotal Expenses: $2,832 Operating Expenses: $1,434/moMortgage Expenses: $1,398/moResults Monthly Cash Flow: $1,067/moMy Unit’s Rent: - $1,600/moOur Cost of Living: -$533 / 2 house hackers = $266/mo.Biggerpockets Property Rental AnalysisIn conclusion, if this house hacking plan is accurate and realistic, I would cut my monthly living costs from $850/mo to $233 (excluding utilities), and would have purchased my first rental property.

I suggested we re-pour the driveway, and factor the cost into the total expenses for the flip, my wife disagrees. 

I am just starting and have a tight marketing/education budget so I really only want to pick the best experiences that will make me money and I can utilize forever in my new career.

We are interested in learning how to factor annual Tax Rate and End Value into our equation.Is there another way?

The other big factor he alludes to is also what @Richard Sherman pointed out. 

@Kyle Grimm - I just transfer the questions over to a google sheet file and fill it out in there (and then submit as an attachment w/ their main file)   Then you have it forever and can just update it when you need to submit it again

Matt,Speaking toward the insurance piece, your insurance premiums are going to depend on several different factors such fire protection class code, roof age, square footage, age of dwelling, etc.

Accounting may play a factor. 

In the future, it will solely become an investment property as I don't plan on living there forever as I am aspiring to be an investor and purchase properties to rent out.