You said it has been listed for more than a month and you still have items unfinished?  

I thought I was in the homestretch but as we reached the final item to check off the list, hail damage, we found out the insurance and HOA is in dispute and the HOA is not giving my lender what they need to proceed--assurance that they have funds to cover the damage or what the  cost of repair is.

Texas and California together export and import quite a few items with Mexico.

Essentially item for you to find is a lender with no overlays.  

My net worth is in the multi-millions, I have no debt, and I can live very comfortably for the rest of my days while donating graciously to help others.

The other item I would encourage you to do is to visit some local Real Estate Investment groups in your area.  

Estimate how much for that particular property how much it will cost to replace each of those items.

Don't yet figure in the cost of money, but do figure, monthly, about 10%, or more, of the income for "Reserves" (maintenance that will someday be necessary over and above the monthly costs).Maybe you know the formula: NOI divided by the CAP Rate (check out Loop Net to see what the going cap rate per unit is in your area) = Value of the RE you're interested in.Ask the owner (or owner's agent if there is one), what the "deferred maintenance" is, and the approximate cost of each item.

I typically hire one contractor to do most of the work, but I will itemize other parts and hire separate individuals.  

As a investor the first item you deduct from your rental income each month is the payment toward your dead equity.