. - Insurance (depends on the $ amount and location, replacement or loan coverage) We pay $1,300 no flood, replacement. - Management Fees (8% to 10%)- Repairs (depends on the age, last renovated, years left on roof and A/C)We have had 0 repairs after take over, it's been 11 months. - Lawn Care ($50 to $150 per month)- Vacancy Rate (it can vary depending on how you run the property and location) - HOA (I try to avoid HOAs) 250 to 800

The only option I see is DSC (debt service coverage) where 90% of the rent needs to cover PITIA (mortgage+tax+ins+HOA).

I am hoping to get a comprehensive table with all zip codes, because I want to combine with some other data sources to produce some insights and maps.

@Joe Splitrock again- reading comprehension, notice to cease is for harassing/threatening behavior.

We are to give the buyer a fully comprehensive report about everything in the home (most people focus on the bad).

If only Basic Coverage is available, be aware water and theft claims are excluded.This is not a complete list, but are the most impactful coverages following a claim.

One has liability at $300k, and the other has $500k.How do I decide on what my liability coverage needs are?  

That said, since you asked... as a lender I would not allow the title company/insurer to limit my coverage (ALTA being broader than CLTA) without a valid, verified reason... in writing.

Evening BP Community, Can anyone refer me a HVAC tech that has coverage in Chicago South Suburbs like Lansing, Hazel Crest, South Holland, Etc.  

Imagine if they start a fire and the insurance company invalidates your coverage!