Conventional 30-year loan, 20% down.

How would you explain these buyers terms to the seller. ok. 30 year amortization means the monthly payments are based on a 30 year loan, but at year 20 whatever the balance is they pay it off then (balloon payment)Personally I would NOT accept any of these offers.

I am aiming for a home between 150-250k, which i can afford if all hell breaks loose, at a 5% conventional 30 year term loan (unless a lender or someone else can suggest me a better loan) My question is what are the minimum requirements for obtaining such a home (capital wise, credit score wise, salary wise) Who can i specifically talk to for these numbers and help me understand tenant demand, areas, and more specific information about my market?

With this being your first fix and flip, you'll want to ask a lot of questions and truly understand what the Hard Money/Private Money loan looks like. 

David,You can also use a personal loan which is generally easier and goes up to $50K. 

Looking into house hack strategy with my husband's VA loan.

Individuals and companies are representing different possible risks for banks to loan money too.

There you will be asked your criteria and then after answering a few questions you will be matched with 3-5 agents or loan officers in your area.

Conventional loan.

But in your case, since that is also one of the higher balance loans, I might instead choose to focus on the lowest balance first, that being the 4.5% at $375K.