I really want to get a local, first-hand homeowner with some experience to talk me through the complicated flood and wind insurance that is required down here.

I was able to look up the property taxes, calculate my mortgage and insurance and some of the monthly expenses.

I'd like to refinance to a conventional and drop the mortgage insurance.  

Let me know what type of properties as far as condition, clear titles etc you are willing to consider.  

I would imagine I should also probably run a title search and make sure there are no outstanding liens on the properties.

That leaves 60% to cover the actual costs of mortgage, taxes, insurance....oh, and you do want to make money on it right?

AJ Golden IMHO, that depends on what kind of income, "line of credit," insurance deductibles, and risk you can handle.

Some background about me: I have a full time insurance sales job, so I will most likely be using a property manager (unless you suggest otherwise), I've never rented property before, so I have 0 experience being a landlord.

The lender may accept a guarantor who is not on title.3.

I am curious if anyone is willing to share who they use for insurance for their rental properties in the Kansas City area.