I've also started replacing all carpet with fake hardwood, it's durable and doesn't need to be cleaned or trap urine like carpet does.

I would speculate that the average person doesn't know about owner financing.

I bought a car for $2,000 dollars F+C in college and over 3 years I put over $8,000 in upkeep in to it but that doesn't make it worth $10K.As for the lease option structure, it looks like you understand it pretty well.

It doesn't allow me to enter the purchase price manually but I cannot put it in manually.

If she doesn't leave, I keep the money.

Doesn't hurt to ask.

Please don't take advice from anyone that doesn't own property (and a lot of it) in the market you intend to master.  

Get pre-financed so this doesn't hold you up when you see something you like. 

There's a lot to be said about this, given that I invest in San Francisco, gentrification capital of America right now ;)  but I'll try to be succinct:1- the 2% or even 1% "rule" A- doesn't work in costal CA and B- is a bad way to invest IMO.

I wouldn't mind the experience and training that is offered there but if the company's standards doesn't fit my aspirations I should try to attain a more fitting path towards moving forward, right?