There is no requirement to do so as loans to a business, especially startups off the street.Small business loans have always been difficult for banks unless through the SBA or other programs that guaranteed some portion of the principal.

Instant Guaranteed Approval.

Sorry I didn't explain the rankings better.Here is how to read it:Rank is the probability for foreclosure by city.Annualized Home Price Appreciation is just an estimate of the change in home prices in this city.I don't know if it violates the forum rules, but here is the link to FACL's webpage discussing the risk monitor:http://www.corelogic.com/pressroom/core-mortgage-risk-monitor/200801-core-mortgage-risk-monitor-html/#top10Basically, what FACL does is help banks adjust interest rates based on statistical analysis.

It just means you don't have insurance guaranteeing good title.

IF that was mine it would break and require repair every year during frozen ground time,,,,guaranteed!!!

If you really like your agent you could have had  her write an offer right away then see the property later, guaranteed she would not make you wait two weeks if you had am offer 

However, paying down the loans is guaranteed.

What is your Guarantee?

If you receive a guaranteed payment or preferred rate of return that will always be treated like income and subject to SET.

Do you have any guarantee they would do quality work?