. :)The Seattle area has been white-hot as far as rising home prices go, great news for the savvy flipper or talented wholesaler, not so great news if you're into traditional buy-hold investing as home prices have far outstripped the ability of rents to keep up.If you're looking for an informal meet-up to attend, @Troy Fisher and @Tiffany Plovie run a great series of get togethers in Kirkland/Seattle while their colleague @Kevin Carbon is passing the torch down in Tacoma-Lakewood.Cheers and good luck!

With a decent (above 640) credit score and verifiable income to make the payments, you may get in with just paying (ALL) closing costs.Based on current lending guidelines, your exit strategy could be an immediate, no-seasoning Hard Money refi or a traditional bank refinance with 6 months title seasoning.

I ask because traditional banks and credit unions are very strict about that.As to what I am offering investors...

I have lots of clients in the same boat- just getting started and trying to make the best possible choices as they move forward.

Real estate is super flexible and a great career choice when you've got kids, but the reality of the situation is that you will need daycare of some sort, even ifor it's just a babysitter that is on call and available a day or two a week.

My credit is good and I'm making payments, but just not enough to bring the ratio to a level that is deemed "worthy" to a traditional lender.

Those days are gone, but if you are savvy about the path of progress you can make some good choices.

Not confident that what I'm currently thinking of is the most appropriate strategy for my current cash on hand and traditional finance I've lined up.

I invest in the same areas and am also looking for a small apartment building to add to my portfolio.It's hard to branch out and look for larger multifamily when you can still use up traditional loans and get good 1-4 unit properties.  

What are other ways investors are pursuing financing outside of traditional financing for SFR's?