That is not an insult.If you are just starting out, buy in an area you know.Also there are some markets in the US where homes that were $30,000 - $40,000 three years ago are now over $100,000. 

We are remodeling three units in our 14 unit in order to get rents up to market.

Ok, now that you have taken your initial step, below are some quick links to get engaged.Since you didn't mention an area of interest, I added links below to three of the most popular niches for you to choose one or all.http://www.biggerpockets.com/renewsblog/2013/02/22/buying-rental-property/ (how to buy a rental property) http://www.biggerpockets.com/renewsblog/2014/01/07/flipping-houses/ (step by step guide to flips)https://www.biggerpockets.com/renewsblog/2015/01/31/ultimate-beginners-guide-real-estate-wholesaling-2/ (Ultimate beginners guide to wholesaling) http://www.biggerpockets.com/startherehttp://www.biggerpockets.com/meethttps://www.biggerpockets.com/alertsHow to Use @Mentions on BiggerPocketshttps://www.biggerpockets.com/ruleshttps://www.biggerpockets.com/inviteshttps://www.biggerpockets.com/forums/categorieshttps://www.udemy.com/biggerpockets-real-estate-investing-course/ (video with 64 lectures and approx 6hrs of material)https://www.biggerpockets.com/real-estate-investing (Ultimate beginner's guide to REI)REI can be very daunting, but, before you go searching for that 1st buy, please take a few minutes to bone up on the tips in link below.https://www.biggerpockets.com/renewsblog/2014/12/19/real-estate-investing-success-smart-tips/REI books suggested by BPershttps://www.biggerpockets.com/renewsblog/2015/11/13/7-real-estate-books-beginner-investors/ (7 absolute must read books for beginner REI)http://www.biggerpockets.com/renewsblog/2013/04/14/best-real-estate-books/?

Yes, because the top half of the bottom third is...Where starter homes are located...Where I used to buy as a newer investor and continue to buy as a seasoned rehabber...Are a bit older so they tend to have the "right things wrong" with them...Because there are more houses at this tier than at the top...

Last year, I paid for a discounted rate for one year’s subscription, but I had no idea that they will annually automatically renew, I thought it would switch to month to month the following year.

I think i'v read every book on the planet related to this field in the last three months and now i'm building my team and putting the foundation in place for the long term. 

I earned my BA an AA and AS is three years from accredited institutions.

Ok, now that you have taken your initial step, below are some quick links to get engaged.Since you didn't mention an area of interest, I added details of the three most popular niches at the links below, for your review and selection of one or all.http://www.biggerpockets.com/renewsblog/2013/01/04/how-to-rent-your-house/ (house rental guide)http://www.biggerpockets.com/renewsblog/2013/02/22/buying-rental-property/ (how to buy a rental property) http://www.biggerpockets.com/renewsblog/2014/01/07/flipping-houses/ (step by step guide to flips)https://www.biggerpockets.com/renewsblog/2015/01/31/ultimate-beginners-guide-real-estate-wholesaling-2/ (Ultimate beginners guide to wholesaling) http://www.biggerpockets.com/startherehttp://www.biggerpockets.com/meethttps://www.biggerpockets.com/alertsHow to Use @Mentions on BiggerPocketshttps://www.biggerpockets.com/ruleshttps://www.biggerpockets.com/termshttps://www.biggerpockets.com/inviteshttps://www.biggerpockets.com/forums/categorieshttps://www.biggerpockets.com/courses/a-beginners-introduction-to-real-estate-investing (video courses)https://www.biggerpockets.com/real-estate-investing (Ultimate beginner's guide to REI)REI can be very daunting, but, before you go searching for that 1st buy, please take a few minutes to bone up on the tips in link below.https://www.biggerpockets.com/renewsblog/2014/12/19/real-estate-investing-success-smart-tips/REI books suggested by BPershttps://www.biggerpockets.com/renewsblog/2015/11/13/7-real-estate-books-beginner-investors/ (7 absolute must read books for beginner REI)http://www.biggerpockets.com/renewsblog/2013/04/14/best-real-estate-books/?

I can keep widening my "Matrix" as wide as I want though4 - Cash Out from the three refi's allows me (in 2-4 repeats of each) to add at least another line.  

If you're going to install or upgrade windows, it makes no sense to go cheap - - install eGlass.eGlass is two or three panes with a special coating on the surface between the panes and only on the pane facing the interior of the room.