Multi family attracts me because of the potential it offers to increase one's cashflow and net-worth tremendously in a relatively short amount of time compared to traditional means - at least this is impression I'm getting from numerous media/social media sources.

I say it the same way every time:  "The tenant is the one that pays down the mortgage because they are the source of the funds that is doing it". 

Typically on a no seasoning cash-out refinance, borrowers can pull cash back out of their recently purchased property if the purchase cash was from an acceptable source.Acceptable sources include:Cash from borrower's own financial accounts.Funds from a home equity line of credit.Funds from a personal loan.That being said, I can point you toward a few local MB's that may have access to private money sourced from more flexible lenders.

A DSCR of less than 1 means negative cash flow, which means that the borrower will be unable to cover or pay current debt obligations without drawing on outside sources—in essence, borrowing more.

These NEED to be verified by third party sources to have accurate projections.

Most banks even if you do manage to get through to the correct source for selling loans within, will not sell one-offs for $50K. 

By any chance do you know a good source for putting together a list of servicers?

If you were to look at it purely as a business, you would develop a strategy that allows the business to generate cash flow, have equity gains through appreciation and keep cost and liabilities low, unless that are covered by other sources, i.e. tenants. 

Wanting to try a VA, but trying to find legitimate sources for RE specific VA's is a bit overwhelming.

I have found that VRBO customer service is useless, can't solve my problems and they are way more expensive (8% compared to airbnb 3%) VRBO owes me alittle over 1k in past rents and they blame the root cause that my w 9 doesn't match IRS records but no one can seem to tell me how or what field.