My hope is that this discussion will give me and others here a basic point of reference to form quality questions from when I sit with my attorney.

@Logan Chen Think & Grow Rich has been sitting on my shelf for ages, but I haven’t taken the time to read it.

I would love to buy a local investor coffee or lunch just to sit down and see if they can tweak my process or give me some suggestions as to where I’m missing it.

Landlords are sitting ducks.

If you called my firm and you fit the criteria of investor I work with, I would personally sit down with you and explain both the analysis process and syndication (or Joint Venture) process 1 on 1 to educate you.

Also, what rate of return would this investor be getting from you to just let his cash just sit in the bank?

You will want that credit card paid off ASAP and 401k loans have a timeline on them, if I recall correctly. 

Google lets you switch years on their sit.

It was less risk for them because it was sitting in my HELOC, so if I couldn’t get my new loan for some reason I could still pull their money right back out.

You're assuming that it was 15 minutes of time unless you were sitting in front of him while he prepared the document which may have required referencing other material I wouldn't make direct assumptions.It is possible it was just beyond his capacity at that moment.