Every broker is different, so you just have to find the right one.For many I think the real problem is...an agent who does one a year is a liability and a pain.

It pains me to say this, but most NFCU agents are only in the network to get leads.  

Lots of painful lessons with contractors.

It's been clear to me in conversations with some of these municipalities that some of the administrators are very anti vacation rental and will restrict as much as the Wisconsin law allows them too.

The Closing Agent handles filing the paperwork with the various municipalities, disbursing the funds out of escrow at closing (with bank checks), etc --- its all the administrative functions.The real estate agent is just brokering the deal. 

This covers all administration, accounting, rent collection, and maintenance.

I use a consistent format to talk about each document, pointing out "pain points" along the way, and ensuring they DO understand, in the moment, what our expectations are.

As of now, they are quoting 6.25% w/no points and Administrative fee of $1,425, escrow $450 and then the other typical fees and prepaids$625k purchase, $125k down payment, $500k loan, 780+ ficoMy other go-to is aimloan.com, which are usually better with investment property.They currently are at: 6.5% w/ $225 Lender Fee plus typical 3rd party fees and prepaidsGood Luck! 

It’s nature of business - typically most case law does allow the borrower only to collect actual damages, so no pain and suffering type of lawsuits.

Nobody wants to listen to the painful journey of hundreds of thousands that fail.