Contact @Eric Veronica as he can do mortgages on investment properties under 100K in value. 

I am long hold on this property , in an area where I believe it will really gain in value (this is the icing on the cake ;-)What are your thoughts on a unit that has slightly lower cash flow and COC return, but solid IRR?

Are you wanting to buy something that could double in value or more in a 5 year window? 

I have been running number with the calculators available through the given tools on Bigger Pockets, but I have been made aware by a couple of people I know that it is best to get pre-approved first before I start to look at properties, would this be beneficial to both mine and the future agent I work with?

If your home has appreciated in value you can sell it and not have to pay income tax on the profits, BUT only if you lived in it 2 of the previous 5 years:https://www.irs.gov/taxtopics/...So, if you rent it out for a few years you will lose this opportunity to avoid paying the tax man.If you decide to rent it, be sure you want to do it for a long time and be sure you want to be a landlord in general because otherwise you may regret giving up that opportunity to avoid paying income tax on the sale.

Hey @Justin Coulson, there is a program called Podio that is a great tool.

It's been a great tool for us, and I always recommend everyone educate themselves on the loan as an option! 

I won't become a full time wholesaler, but it was interesting to use it as a different tool to achieve a successful deal. 

BP has various tools to help you analyze your deals (rentals, flips, wholesale, etc). : https://www.biggerpockets.com/investment-calculators8.

So, lets say you have $100k loan/principal, and you are going to cash-out refi to a $120k loan because the house has increased in value / appraisal.