Now, I assume that your opinion in this matter isn't just based on hearsay or empirical evidence, is it?

There is no evidence of fire damage from outside the home.

There is no valid reason to file a note and a certified copy carries no weight other than evidence that it was made and that is recited in the secuirty agreement and is evidence of the debt created.If any note is lost or destroyed, the holder simply makes an affidavit of lost note and delivers that along with any release required which is filed for record.

As above members have stated, the local comps are the best objective evidence for your argument.

So, does anyone know as a general rule what evidence lenders will require to qualify the borrower as having 2 years of property management experience?

Doesn't the bank need hardship evidence from the couple not the wife only?

If your note and the circumstances surrounding your note (such as information provided to the debtor, disclosure requirements, etc ) either do not comply with, or lack evidence of all compliance features with these two governmental regulations then your note will be unsalable at anything but severe discounts.  

Now I could understand using these kinds of sites along with having an agent (or yourself) verify the information is accurate, but basing your research solely off free information doesn't sound concrete enough for me to comfortably make offers.Maybe that's just me, but I need solid evidence before I choose invest in a particular market.

Without any evidence of who had caused the problem, only our tenant's word, we said it would be their responsibility to pay for the window damage unless they could provide for us a police report regarding the vandalism.

My baseless opinion: your claim is very shaky, both because you have no real evidence of fraud and because you likely have a statute of limitations problem.