If I recall correctly, the wife also has to sign a declaration of in dependent counsel - essentially that she has reviewed the matter with an attorney independent of her husband and fully understands her options and the course of action to which she is agreeing.The husband not being allowed on the property sounds like a possible protection order.  

Isn't that essentially his job?  

So that is $108.00 per year for Starter$360.00 per year for Standard$840.00 a year for Premium $155.40 per year for Simple Start$323.40 per year for Essentials$479.40 per year for PlusQuickBooks Pro Desktop From $188.00 to $229.00 one time payment and you have it a life time. 

. , looking at houses, the essentials are1.

They have to call the fire marshal and have it done or you won't close (trust me our seller pushed it to the last minute and tried to get the system through without complete compliance- no way that is going to fly) In RI you also need a certificate of lead compliance which essentially means lead free friction surfaces, not sure about NJ (although it is one of my favorite places!)

USDA loans are processed in local USDA offices, they are not essential employees.

Essentially when you pay off debt it has the same net affect to your net worth as investing at the rate you are paying off.I be you can do better that that in real estate, so your funds may be better put to use by investing rather than paying off the debt.

Despite working with several customers in the industry (my other business), I'm not a fan of having several hundred or thousand gallons of heating fuel (essentially diesel) sitting around our rental properties.

Trying to figure a way in which one could essentially have less than a 50% operating expense.

In fact, that's essentially what the banks do when they wrongly foreclose on people's houses...and maybe I'm in the minority, but I still count on the government to protect me from both individual criminals as well as corporate criminals who are trying to infringe upon my Constitutional rights.