Hi All,Looking for a Minnesota real estate attorney who is experienced in Net Lease purchases, particularly medical facilities. 

I think the importance of having an emergency fund that covers 3-6 months of expenses has proven to be a "rule" that needs to be taken more seriously. 

In this era of instant social media fame...or notoriety, I wouldn’t pull anything smacking of violating any Federal, state or local laws or emergency directives, no matter how badly the politicians have screwed you.

Most targets right now are Dollar stores, Auto stores, banks, medical (Davita & Fresnuis), pharmacy, corporate national QSR,etc.What is out are gyms, mom and pop tenants QSR, small franchisees QSR, vape shops, mattress stores, vitamin stores, etc. 

If you go FHA, 3.5% will be a down payment, then the rest can be applied towards closing costs and a reserves / emergency account.

While it is wise to pay down debt, it is also smart to have emergency funds due to the global issues we are facing. 

And for me, I don’t want to start those relationships in an emergency situation...while figuring out their fee structure...on a potentially stressful timeline...with who knows what else happening in your personal life.Good luck, and congrats on considering these next steps!

I just find it hard to foresee what great opportunities could emerge in such short window.

I am a medical professional with a background in palliative care and I do not want to choose to live a life working only to retire and bascially have nothing.

Instead of keeping multiple tens of thousands in cash in a savings account, I keep much less in savings and instead have a more robust stock portfolio that I use as a sort of extended reserves that I can liquidate in case of emergency.