(b)Conditions for furnishing and using consumer reports for employment purposes(1)Certification from userA consumer reporting agency may furnish a consumer report for employment purposes only if—(A)the person who obtains such report from the agency certifies to the agency that—(i)the person has complied with paragraph (2) with respect to the consumer report, and the person will comply with paragraph (3) with respect to the consumer report if paragraph (3) becomes applicable; and(ii)information from the consumer report will not be used in violation of any applicable Federal or State equal employment opportunity law or regulation; and(B)the consumer reporting agency provides with the report, or has previously provided, a summary of the consumer’s rights under this subchapter, as prescribed by the Bureau under section 1681g(c)(3) [1] of this title.(2)Disclosure to consumer(A)In generalExcept as provided in subparagraph (B), a person may not procure a consumer report, or cause a consumer report to be procured, for employment purposes with respect to any consumer, unless—(i)a clear and conspicuous disclosure has been made in writing to the consumer at any time before the report is procured or caused to be procured, in a document that consists solely of the disclosure, that a consumer report may be obtained for employment purposes; and(ii)the consumer has authorized in writing (which authorization may be made on the document referred to in clause (i)) the procurement of the report by that person.

I know how easy it is to get fubared by undercapitalized contractors all the corners they try to cut.. relationships are the key @Jessie Huffey as Jessie says you find a great contractor you bring him a bottle of wine or a six pack or a gift certificate for dinner.. what ever it takes to keep him or her on your team they are invaluable.

Hey BP, I am currently waiting to schedule my license exam and plan to start part-time as a transaction coordinator while maintaining my full-time job, for now.I have looked into the Transaction Coordinator Certification programs through the CAR, but I have some questions.Does a TC need to be sponsored by a broker?

The brokers have to get certified, because its an insurance policy kind of thing to protect people from people like Jordan Belfort. the courses are stupid and the only way to get any type of certification is you have to be sponsored by an entity that is already sponsored.

You will need to go through your local building department with permits and get a certificate of occupancy once the foundation is installed then you can get traditional financing.

Right now, I'm a contractor employed as a Technical Project Manager.I am working on getting my PMP and Six Sigma certificates, but I'm ok without those.

We typically require a letter from a licensed professional and not one of those go online and give us $20 sites to get a certificate. 

In these scenarios the opening bid will reflect the markup and the actual amount owed to the lien investor "tax certificate holder". 

If not, then you'll need someone licensed and insured, with certificate of insurance to show you.

Just be sure you ask for an elevation certificate for your insurance agent during your option period.