She had transformed the basement into an office with sheetrock, overhead lighting, installation of a closet, insulation, etc.

The key is the way you package your application but without an understanding of a lender's guidelines, it can be tricky to present your app in the best light. 

I'm definitely seeing things in a different light now!

I am brand new to all this and still learning every day.Thanks as always!

The other $500 goes to plowing the street in winter, lights for entrance, insurance etc.  

Hi David,I think I can help shed a little bit of light on this for you.

I am brand new to real estate and am looking to buy my first property.

With the moon being full it was bright, bright enough you didn't flashlights or street lights to see.

Greetings friends, thank you for your time in reading this post.My self non license person and a friend who is real estate broker want to establish a new brokerage (our own brand) We want to hear your wisdom and experiences if any for such structure. 

We’ll go in and do a standard unit turn with maybe some light renovation.