I hear so many stories of how people start out there journey and this seems to be the best way if your young like me with no money to spare...

Personally, I have no issues making the full monthly payments from the start, so it seems unnecessary to pay the buydown payment just to have lower payments in the first two years.Additionally, my lender said that if I refinance before the 2-year period is over, the remaining buydown payment would be applied to the principal.

The biggest key to self-management is being EXTREMELY PROACTIVE.

Also the lead cert. is no longer a requirement for evictions I am not sure where you got that information from. 

The biggest change in terms of lending programs id say is fannie's changes to allow for 5% down for 2-4 units.

No no no.

Considering saving up for a 20% down payment but wondering if there are faster or better ways.Guidance Needed: Financing options based on my situation.Strategy:Current Strategy: Buy and hold.Open to New Strategies: Yes, interested in fix-and-flip and short-term rentals, but I have no experience in these areas.Market:Market Selection: I want to invest locally in Houston.

If you need a brokerage account at Fidelity, you open Fidelity's Investment-Only Non-Prototype Retirement account for the 401k; there is no need for the LLC.

I originally purchased this house to be nearby my grandmother in her last few years but realized quickly that it was a prime area for short term rentals as there are no zoning rules or permits necessary etc.

No experience on the acquisition side but I was there as a tourist in 2005.