We hope to own this building for a long time as we enjoy taking care of it and continuing to make it a staple of the neighborhood.

Happy to help!

The answer is yes, 2nd lien DSCR loans exist and more than one lender can do them, but you would probably have to up your credit score to be able to get up to a total of 75% ltv between 1st and second lienOtherwise, you would have to get lucky on a favorable appraisal.

Have a flip or two under your belt but want to learn how to systematize and scale?

If you are going to add value to the house you might be able to get an equity line against the property to use to fix up the property or negotiate some repair money from the seller that you get at closing.

It's quite easy to setup.

I once bought a house that was so terrible of cat piss that you virtually couldn't go in without a respirator and I thought I'd have to tear out the subfloors to fix.

You haven't provided us with any information that would help us help you.My recommendation: do not sell a property unless you have a plan to invest it in another property that will perform better, or if selling will move you closer to your goals.If you don't have a firm plan, hold onto it until you do.

If you’re going to make money here your place has to be really well done.

@Paola Astrid, if so be the case, refi to a conventional investment loan.