A low end American Standard is a good choice.  

Call a local Trusted Choice independent agent in your area who writes home and auto (I only write commercial policies). 

I've tried to get specific numbers from hotels with no success.Short term hotel/Airbnb rentals would be my first choice so that I could stay whenever I wanted, but I know this cuts into profitability significantly.

Reed has a book that discusses which insurance choices are the best.

Click the dot next to last 3 months or last 6 months(your choice).

(These are percentage of gross income)Advertising .26%Insurance 4.5%Janitorial 2.5%Groundskeeping 2.5%Pest control 1%Common Area Electrical 1.5%Water/sewer 3.5%Repairs/maintenance 7%Management 7.81%Reserves 9%YOUR MARKET MAY VARY.Some so-called investors buy a property, NEVER repair or improve anything until they absolutely have no choice, and then they take the cheapest possible way out.

They just have more choice.

I knew this forum would be a good choice with great members.

(asking for myself too btw).I recall being faced with the same choice and we opted not to becsuse the rate would have been higher and we felt our insurance was enough. 

That said, it isn't an informed choice nor would i prefer to have either as a rental.