Please watch the video and look at the evidence/ historical data that he's citing before commenting. 

In would be extremely rare that he actually saw the appraisal, so any comments he would have made would be hearsay and detrimental to the sellerI could not find any evidence that FHA change the 120 period for an appraisal.  

The lender is sending me the payment history, So Im just going to use what evidence I have to argue my case with HUD and hope for the best results. 

There is a thread about a guru circulating right now with very strong evidence of this.

It has evidently sitting empty and looks extremely run-down.

If you have pics to backup your claims then print them out don't take them on a phone, if the judge wants to keep them as evidence you would have to give them the phone or device for who knows how long.

@Mike Nuss, Although time is the easiest evidence to produce of intent, I wouldn't let that be your defining criteria.  

Now, I assume that your opinion in this matter isn't just based on hearsay or empirical evidence, is it?

There is no evidence of fire damage from outside the home.

There is no valid reason to file a note and a certified copy carries no weight other than evidence that it was made and that is recited in the secuirty agreement and is evidence of the debt created.If any note is lost or destroyed, the holder simply makes an affidavit of lost note and delivers that along with any release required which is filed for record.