I'm adding now Wrap to my vocabulary of course. my next question is where can I go or with whom I can talk to explain more in deep these options, the pros, and cons, and hire someone to help me and teach me all the paperwork that I will need to do properly and make a real offer, and to try to buy without traditional bank loans a property that I want for investment.Thank you so much for your help and time

If you observe  issues you can talk to your local police department for advice.

Stop hanging out with your deadbeat buddies that spend all day drinking, talking sports, and otherwise wasting away.

UPDATE:  Mario from Bridgehouse and I talked over the phone this morning. 

I would talk to the original lender before you make any principal payments.

Quote from @Daniel Alfandre: I would start by talking to the neighbor.

You're basically paying them to manage your listing and talk to guests.

The best next step is to start talking to lenders.

., based on the information in your post, I believe we are talking about a 30-year fixed-rate mortgage with an initial down payment of 5%.To have PMI removed, you need to lower your LTV (Loan-to-Value) ratio.1.

The original bill, talked about here, would quadruple the property taxes on any home operated as an STR for 90 days or more in a year.