Current Rent RollCopies of all leases including rate, security deposit, lease terms, unit number, start and end dateNotices of 30-day rental increases (under rent control can only be raised 3-5% per year). 3% if tenants pay their own utilities, rents can be raised 1% if the landlord pays for gas, and 1% if the landlord pays for electric.

Could be minimal to nothing or even raise rates.money may flow more to cash and gold rather than mortgage backed securities...which actually is what determines mortgage rates.

And I am going to assume that if they have adequate capital, they can raise cash from the Federal Reserve or from other banks, so that they would not need to liquidate loans.

It's stable, and it does not react quickly to change.Bank financing is extraordinarily cheap, and the US Government does not intend to raise rates anytime soon.

If you are buying in A to B areas with strong values, your potential renter or buyer is probably a professional who is going to keep their job, maybe not as big of a raise or bonus, but generally still secure. 

If you think your in the woods/wilderness cabins and homes are immune to this right now, you might want to reconsider.

There is simply far too much demand on the refinance side, combined with Fannie Mae raising the guarantee fee they charge to lenders, combined with the uncertainty in the market meaning investors do not want to lend out at sub 3% returns. 

My approach is plan for the worst and hope for the best.Is this the wake up call for most of America that living a consumerist lifestyle is not sustainable and that they need to serious change the way they manage money (or lack their of).They don't use budgets, they think promotions and raises is the answer to finally have a little extra money. 

We put in sweat equity and have since raised the rent significantly thanks to these upgrades.

Did you call them and ask if they are raising it $100 or $1,000 or $ etc...?