Have only worked with either local banks (service one major city or within one state only) or small regional (located in 2 to 3 states max) banks only.   

I am not far from you in the Quad Cities region (Iowa/Illinois). 

But we did have one tenant go a grey purple on us.

There are a lot of options and each region here has different rules and appeal. 

I have a fund active in that region that could be interested in coming in on a piece.You're welcome to message me to discuss.

It seems that Germany will be going through a recession with the Ukraine-Russian war due to Germany's imports-exports to the region.

We manage properties all over the Albany region and any tenant right now in NYS just needs to apply for ERAP (yes, still) and they are untouchable for 6-12 mos, so if you buy it just budget for that worst case scenario.  

We find that local banks, credit unions and regional lenders will often be willing to lend on your smaller properties.  

What would you if you had $60k/$100k/$150k and:1. needed to invest hands-off (personally could not manage/could not renovate)2. preferred short-term rentals (you would like to visit in the summer understanding summer is a popular rental time in some regions); long term is fine though 3. did not care too much about locationIf your advice differs (e.g., markets, property type, etc.) for each dollar amount, please share.

Even the smaller regional banks dont pay that close attention to their loans approaching maturity.