I am trying to find vacant land.I emailed the County Tax Collector and they offered to sell me a CD that "contains all unpaid County of San Bernardino Tax Collector bills." for $225 BUT it does not "contain any assesse information such as owner of record names, mailing addresses or legal descriptions."

Each contingency contained herein shall be satisfied according to its terms by the closing date or this contract extends to provide time for satisfaction of said contingencies.

Remember, we use the lowest comps - and the comps are chosen not by us but by real estate professionals that know the area, so they know when neighborhoods that are geographically less than a mile apart may not  not contain usable comps even though they are that close.

Purchase price: $86,000 Cash invested: $20,500 Single family home that contains 1,510 sq ft and was built in 2001 @ $114,900.

Could be worth paying a high school student for or use Fiver.com Fiver starts at $5 and contains people all over the world looking for work for tasks that can be done remotely.

They contain lots of concrete and some rebar.

See Garn St Germain"A lender may not exercise its option pursuant to a due-on-sale clause upon--, (1) the creation of a lien or other encumbrance subordinate to the lender's security instrument which does not relate to a transfer of rights of occupancy in the property; (2) the creation of a purchase money security interest for household appliances; (3) a transfer by devise, descent, or operation of law on the death of a joint tenant or tenant by the entirety; (4) the granting of a leasehold interest of three years or less not containing an option to purchase; (5) a transfer to a relative resulting from the death of a borrower; (6) a transfer where the spouse or children of the borrower become an owner of the property; (7) a transfer resulting from a decree of a dissolution of marriage, legal separation agreement, or from an incidental property settlement agreement, by which the spouse of the borrower becomes an owner of the property; (8) a transfer into an inter vivos trust in which the borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the property; or (9) any other transfer or disposition described in regulations prescribed by the Federal Home Loan Bank Board.

The link below shows an example lease document containing the above mentioned:http://www.laet.org/getattachment/993c9198-f323-49c2-981a-3ea3327df17b/Tenant_Rights_Under_The_Uniform_Residential.aspx

In my experience with Bank of America, they have made applicants close several credit cards even though they were paid off every month and contained zero balances.  

It is about liability containment.