You are 2 separate individuals until married. 

The rest is owed by individuals and other companies.I appreciate your advice.Sincerely,Oleksandr

They are investing heavily in the Killeen, Pflugerville, and Round Rock areas... anything within a certain radius of downtown Austin.One big thing to note here is that if each property is being sold by a different owner, then you will have to purchase them individually. 

The only scenario where we normally would include utilities is if the properties utilities are not individually metered.

Diving right in, I am looking for individuals who could use a helping hand on weeknights & weekends.

It would be up to an individual judge to determine if you can give 30 days and refund the money. 

As an I agent I have different lenders who do different things well so I send my clients to them based on each ones individual needs.

I don't think any law requires you to allow more then one ESA per individual. 

I'm ready to be back around like-minded individuals!

It all comes down to risk tolerance and your individual situation.It should go without saying, but insurance companies are profitable, which means in the long run they pay out less than they collect, which means that essentially you are paying them a lot of money, for only a little bit of repairs.The caveat of course is you need enough cash on hand to cover deductibles.