This is common in larger communities especially in the southeast where there are HOA’s for your neighborhood but they are part of a larger planned community that has a community hoa - those could include a community pool or buildings etc

Our team specializes in preparing land up to the LDP stage, including handling all necessary entitlements, and we are looking to partner with developers who are interested in such ready-to-develop opportunities.Could you share any strategies/tips on connecting with developers here?

Let me tell you a story about a property tour that taught me some important lessons.

It will clearly show the assessed value of the land and the assessed “full assessment” which includes both land and improvements.

What exactly is included in these inspections?

Recommend requesting the seller’s existing ALTA Survey, building plans & floor plans, site map, seller’s prior Phase 1 & environmental reports (easy for them to ask lender for copy), full rent roll detail (including renovated/classic unit indications by unit, sqfts, building #’s, full detail), aged receivables report (will allow you to identify hidden delinquency / bad debt yet to be reflected in T12’s), general ledgers / capex ledgers back at least 3 years to ID major capital projects or damage that wasn’t disclosed initially.

She's not on title, she may be able to close in her name alone BUT no your income would not be included for a "first time buyer" as you own.

When speaking to the owner (building rapport), your main goal is to figure out which of these main 3 is most important to them.

Tips for doing well include making connections, keeping up with news, and being patient.Good luck!

If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).