Good morning Ken,No offense taken,and yes bigger pockets should put the commonly asked questions up somewhere.I have been misinformed for years I guess lol.But thank you for the links you left,they explained quite a bit to me,enjoy the day!

I guess the only issue is for those with section 8 or basic C class or D class most those folks dont have a checking account. 

Closest location for the forum was Pittsburgh but it's actually across the border into West Virginia. 

Now to answer your question:Based on what you sent it looks like your actual closing costs are $8,361.

I think that could open up some more possibilities if you are actually running a business with the real estate 

If you decide to allow pets and then make sure your property is actually pet friendly as far as the types of flooring, furniture, amenities you offer and have a strict RA in place outlining what is expected I think going pet friendly could be to your benefit.

I got audited for my plane and got through it OK  with my log book and I always either flew IFR or with flight following so my destinations are on flight aware tagged to my N  number then just show the deals we bought or the loans I made in the locations I flew to or the bizz associates that I met with.. where i got hammered was on commercial flights.. credit card statements and receipts did not work or were not good enough I need to save the actual boarding pass. 

Hi Skylar,I actually purchased 2 properties with tenants, one was evicted and it was a 8 month process, and the other tenant actually worked with us and stayed with the higher rent amount. 

That's not as bad as it sounds actually.

The last thing I'd want is to be unable to refinance into a traditional mortgage, then i'd be stuck with a rather massive bill to pay at month 12 that'd i'd be unable to actually pay haha.