I completely agree that you must put yourself in the seller's shoes as best you can to match the right solution to what they want.Here is one extremely vital exercise I do now.1) Reverse engineer past profitable transactions.2) Deconstruct, examine & identify the key elements.3) Then rebuild the machine piece by piece to attempt to improve & replicate.It's a never ending process.

These are motivated homeowners, many who have houses that are free and clear except for the taxes.

In that case, it doesn't seem to matter as much that it's next to your rental, except that you may have better knowledge of the neighborhood than your average purchaser.

They can make exceptions where ones selling the loans off can't because of buy back provisions on Wall Street.Also just so you understanding a DIVORCE DECREE does not absolve you of your responsibility to that creditor.

Hi Buddy, No I didn't offer anything except the opportunity to meet other local investors without requiring a membership or someone selling them anything.

Yes there's exceptions but we run a problem free rental business because we use statistics in our favor so we are willing to cross off entire counties (Clayton, Dekalb, central and South Fulton).

(ii) Exceptions The term “period of nonqualified use” does not include—(I) any portion of the 5-year period described in subsection (a) which is after the last date that such property is used as the principal residence of the taxpayer or the taxpayer’s spouse,(II) any period (not to exceed an aggregate period of 10 years) during which the taxpayer or the taxpayer’s spouse is serving on qualified official extended duty (as defined in subsection (d)(9)(C)) described in clause (i), (ii), or (iii) of subsection (d)(9)(A), and(III) any other period of temporary absence (not to exceed an aggregate period of 2 years) due to change of employment, health conditions, or such other unforeseen circumstances as may be specified by the Secretary.

See the Delayed Financing Exception section to see if any apply to your situation that would lead to a denial:https://www.fanniemae.com/content/announcement/sel1105.pdf

Steven J. 1 at a time, as others said, except under very specific circumstances, as outlined in my post above, with the link to HUD.

You would need to see the actual note document to be sure about any particular loan, but the general terms are standarized:http://www.law.cornell.edu/uscode/text/12/1701j-3(d)Exemption of specified transfers or dispositionsWith respect to a real property loan secured by a lien on residential real property containing less than five dwelling units, including a lien on the stock allocated to a dwelling unit in a cooperative housing corporation, or on a residential manufactured home, a lender may not exercise its option pursuant to a due-on-sale clause upon—...(4) the granting of a leasehold interest of three years or less not containing an option to purchase;...This section gives a exception to the due on sale clause for a normal lease as long as it three years or less.