-I like the idea of getting a better DTI ratio for my next purchase but I'm self employed so I could technically take less write offs and claim more to achieve the same DTI for a smaller one time payment in taxes.Laying it out right now makes me think keeping the cash instead of paying points would probably make most sense...    

Ultimately I would let it go if threats and intimidation have no effect.

Yes, eventually you'll probably need an entity or LLC to purchase and manage commercial real estate effectively, if that's the strategy you're looking to do ....but do you need to do it right this second?

The climate is rapidly changing, full time agents are becoming more and more self sufficient, however, very relying on technology.  

I've basically self taught myself everything. 

https://www.irs.gov/businesses/small-businesses-self-employed/tangible-property-final-regulations#SafeHarborElectionforSmallTaxpayersSafe Harbor Election for Small TaxpayersYou are not required to capitalize as an improvement, and therefore may be permitted to deduct, the costs of work performed on owned or leased buildings, e.g., repairs, maintenance, improvements or similar costs, that fall into the safe harbor election for small taxpayers.

So far my 2-bedroom listings have generated a ton of bookings but I'm starting to consider STR for my larger properties and I dont think I'll have the same demand on 3 bedroom or larger properties so it would seem to be far more effective to rent out by the room.

Not having an agent had zero effect on it being a desirable or nondesirable offer. 

Good afternoon, Can a self directed IRA hire an organization for services owned by a non disqualified person, who in turns hires a disqualified person? 

I realize that once I pay the legal fees, I'm effectively ouut that money.