Private Money Loan vs Hard Money Loan ? 

Quote from @Samuel Choi: @Gustavo Munoz CastroNo not an agent thanks for the info  Then that won't help, Expired listing data is only on the MLS which means it takes money to get access to it.

Apparently the person I talked to at the end of May wrote it down, but for whatever reason it didn't actually get removed from my policy. 

A great investing agent knows those people and will have a goal of you making money so you come back to buy more. 

If you don't have a plan for all the money on a cash-out, then you may be better off taking less and holding onto your equity.

Definitely worth the money and education to get things how you need them and avoid unnecessary taxes! 

Hard money.

My guess is you will need to invest some money to pass inspection regardless and the hassle of annual inspections major.

Will the IRS want to know who I paid the money for the major repairs?

Hard money How did you add value to the deal?