Imagine you're on the other end - what information would you need to be able to determine "Deal" or "No Deal" ?

And just for a little more insight, I currently live off 1/3 of what I make, and I'm pouring the rest in to my house project.

Now imagine if this was $20,000….or $50,000…and on an on!

Space is at a premium, as you can imagine. 

I think you helped solidify the answer on this one and thats to keep looking... cant imagine a seller coming down 50k or more unless its been on the market for a while or some other reason for selling quick.

Pouring leveling over a concrete floor we've done successfully.

I imagine that type of crash is an anomaly and historic corrections have been more moderate.

Just imagine one of your clients passing away and their relative doing an autopsy in an attempt to prove that you killed your client by not giving him (or her) the proper medicine at the proper time.

I am in Los Angeles, so can imagine how the winter weather is in Indiana right now.   

With low equity from a 100% leveraged property I would imagine the 5-6% commission from an agent is where the thousands come from.