They will destroy your house.

if you can find a conventional lender that wont make you season on a private HML deal, cool.

Step 1: move out of the north east if possible. 2. call up your student loan creditors and tell them you want to lower your payments considerably or you wont pay them. 3. do the same with all other forms of consumer debt4. get a side hustle preferably online and put all of your money into the debt.5. learn your lesson and don't do it again.

Since pre-foreclosure list is a public list, you wont be the only one contacting them. 

You wont be disappointed, for sure!

Tenants wont maintain an "outdoor living area" .

Boy friend that is on lease, destroyed windows, tv inside, threatened to kill self, and girl friend was not there.

@Matt Bouthet Run the numbers as if you aren't living there because some day you wont.

Your cracks are in the slab (not footings) and thats not a structural component, so inspector probably wont worry about that. 

How are most off you able to get a 30 year mortgage for your investment properties?  Once they find out that this is not a home i will be living in, that is off the table and my only options are 15-20 year ARM.