I work full time (own my own business and can be somewhat flexible) and I am about 3 years from retirement.

There are some other sources Im sure but Ive personally used the ones I recommended.

Additionally, I’m unclear on how their ARV analysis is conducted since most properties can be found on Redfin or Zillow — does it involve an in-person visit, or is it purely data-driven using comps and suggested repairs?

Just remember that DSCR is generally for business purposes only.

Real estate is a PEOPLE business, not a PROPERTY business.

Keep looking in the areas you do business in already.

For example a younger person with only a few years of credit history with a $100 written off cell phone bill from when they switched companies will have a bad score because they don't have enough history to offset that small negative.

Line of credit costs vs amount in taxes paid vs strategy for property...etc...lots of personal factors that go into this that only you can answer.

Hey Chuck, Your plan has a solid foundation and shows a clear strategy for leveraging your current home equity to grow your real estate business.

I want to learn the business, get hands on with some projects where I am allowed and find ways to be of value to your business.Any advice or comments are allowed.