I used Associated Credit Union out of GA.I have a 10% down 2nd home loan with them.

The Five C's of Credit: https://www.score.org/sewisconsin/resource/eguide/five-cs-creditCredit affects just about everything we do In life, Unless paying Cash ..

The current low(er) cost of living compared to other markets and lower entry points make it very attractive.

The Five C's of Credit: https://www.score.org/sewisconsin/resource/eguide/five-cs-creditSo important for just about everything you do in Life.

It might state you are applying at ABC Bank for an 80% LTV loan with up to an 8% interest rate with a loan of $XXX,XXXSo, if you don't qualify for that loan, or you cannot get the interest rate stated, or maybe the appraisal is too low to an 80% LTV loan for that amount then you can break the deal because you can't get the financing you anticipated but instead you are CHOOSING (based on advice of the loan person) to switch lenders.

Run a credit/screening report on yourself.

However, generally I think that high cashflow/low appreciation markets only make sense when you are working with really large quantities of capital.

@Clayton Silva Would you mind sharing more details around how he gets adu build cost that low?

I currently don't have any money, credit score is fair, but don't want to bother with the banks. is it possible to get money somehow to make the payments according to the terms agreed to?

also how as this been going i see you posted this a year ago.I used the local credit union for the land loan.