I've spoken to a few lenders, and none of had solutions to this.

I have been a lender and investor for 20yrs. 

Hi Folks,I am seriously struggling to find any lenders that will cash-out refinance a mixed use property. 

Total Mortgage lends in most states; we have been the #1 lender for 4 years in a row in CT. 

3) If I can find a private money lender to do a 2nd mortgage, they will need a high interest rate.

As a buyer of the HOA it would be unlikely that the lender would release information to you that would allow you to do anything other than payoff the loan in full.

Also, you can ask a hard money lender in your direct area who would have the contact too. 

Just realize both homes will be under that mortgage. you do not need a partial lien release unless you are going to be getting funding on that other lot, if that is the case getting a lender to do a partial lien release is a big headache. 

Hey @Dan Fendius, I think definitely talk with a lender to figure out your monthly, but honestly, do what is going to feel most comfortable and helps you take action quicker.

What percent is fair -- I already have lender relationships, working capital and am a PM in my dayjob, so handling the general project plan is the fun part for me?