Or the freezing weather when things were so cold that homes on crawls were bursting pipes left and right. 

Maybe you can get extremely lucky but for most of us we need institutional lending at all stages of our career.we've exceeded our DTI doing 6 deals this year - this also struck me funny.  

Those situations are extremely rare and there's no reason to have that in your lease.

I find it extremely important to know and track your numbers on a consistent basis.

So, your investments will be extremely tax efficient.

All three are great markets, but extremely different cities. 

I took a RAL Academy course in the past, which teaches you how to run residential assisted living homes and this seems like a golden opportunity, especially with demand being extremely high with the aging population. 

I own a seasonal business here and due to lack of employees I don't have enough cash to cashflow my business through the winter (or its going to be extremely tight).

A lot of people told me Poconos are not a cool place to go but the area is extremely hot, homes for sale disappearing in a week. 

Looks like you're in a good area to be in since the Midwest is doing extremely well with REI right now.