While the insurance arms of the banks will sometimes undercut other providers, my first question would be whether the coverage was the same between the two policies?  

It appears many of these 1%, properties could be in trouble if the market corrects, if they are financed with ARMs, or an area gets hammered by circumstance. 

Now I have a basic but better than nothing idea of the different arms of RE and although I'm only a small step closer to figuring out my niche, I feel far more confident than I did a few months ago.

Depending on the number of contract and if you already have some template to work with, this shouldn't cost you an arm and can be done relatively fast.Let me know and we could help you connect with someone in NCal.Cheers!  

Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.

Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.

FHA ARM originated in 2010 currently has 3% rate changing in October 1% max increases each year.  1.75 + Yearly CMT(2.06) = 3.81. 

We're almost done closing on the refinance of our home from a 2-Year ARM to a 30-year fixed at 3.875%.

Just be sure to keep an arms length away. 

Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.