Your new lender would find that out in a heartbeat as soon as you start the loan process.FWIW, it is easiest to work with lenders that have relationships so transition from HML to conventional is easy. 

Do you have any boots on the ground, if not work on building those relationships the easiest with be starting with a Realtor, Lender, or PM.

You get half the gain tax free as a sec 121 sale. 

Our  attorney seemed to have a plan, but has been putting me off and has been given me promises that he would re-file and make a counter move for half a year now.

I'm a little confused on how I should list the following breakdown in the lease agreement and addendum in order to hold it for her, especially because we are potentially losing out on more than half of a full month's rent and I believe we are being very fair with the below breakdown of cost.

I'm a little confused on how I should list the following breakdown in the lease agreement and addendum in order to hold it for her, especially because we are potentially losing out on more than half of a full month's rent and I believe we are being very fair with the below breakdown of cost.

----Personal Credit is good/excellent-I will only physically be in this area for another year and a half.

Another bit of info, i have paid off half the original loan.

Ever meter will be charged base fees that usually make over half the total cost.

Settle on the one that is easiest for you to use and understand.