Refinance Primary as Investment - loan originators/legal advice.

[Israel Carbahall]

I have a construction loan that will be converting to a permanent mortgage soon. This new build will become my primary residence and loan. 2.5 years ago, I bought my first home as a primary home. I have now moved out and have rented out the whole house. Do i need to refinance my first home as an investment home given that I will no longer occupy first home?  I am afraid to ask my lender because i feel they can accelerate my loan. Another bit of info, i have paid off half the original loan.