You may also find it useful to get a business credit card as well for the same reason.

Shop around to see where you can get the coverage you want at the price you want . . . we have done well with Steadily as they shop carriers and can get what you want for the specific situation you are in. 

Depending on the zip code you might also check with Wells Fargo to see if they offer the down payment assistance grants in that area.Could be the buyer is just trying to save cash, so counter back with no closing costs.   

Lots of sensitivity to LTVs and Fico as well.

Buy in great areas that are not total gut jobs (unless you or someone you know well has experience working in construction!)

The Branson market has fewer 3/3 units in the inventory, so you should do pretty well depending on cost and location.

The area I invest in produces good cash flow and good appreciation as well.

Well worth the consulting dollars.  

But often times there is co-tenancy, as well.  

Any new loan will most probably condition for an explanation for the inquiry; my guess is this wont go over well with the new lender.