You will also see banks quoting FHA rates in the 4's which in most cases is criminal.

I am a criminal defense attorney in Southern California so I needed to cross examine him in person.  

There is no way to hide that.Medicare/caid will simply take the asset back and the buyer will be left with nothing.If medicaid feels there was an attempt on the buyer or seller to defraud medicaid, they may refer the case for prosecution.

You aren't allowed to consider criminal history except for sex crimes as part of a background check,  and you must accept the first qualified application according to your (legal) rental criteria.  

I used to work for the IRS in the Criminal Investigation Division, and I can address your question, which is a good one that I hear several times a year.Basically, a mortgage is not transferable.

At least verifying some major things like employment, criminal history, etc.Does anyone ask a tenant to complete an application before showing the unit?

Landlord could *indemnify* the poster that was on the internet telling them to do something, and the poster could be liable for ALL those damages that resulted from their faulty advice.Not to mention many states do, in fact, criminalize the act of unauthorized practice of law.

Her income was great, 4x rent, credit was fine and no criminal history.  

I am a little surprised how many people are totally fine with having a grandmother and three grand kids removed by the cops and slapped with a criminal charge.

Then the criminal and eviction reports definitely still need to be run on the tenant.To keep payments consistent and timely, insist on auto debit from their checking account, or ideally their parents checking account.