Based on my research, the vacancy rate at Fort Worth, TX was 9 %.

These policies are often designed to protect the lender's interests and mitigate potential risks associated with non-owner-occupied properties.Exploring Alternatives with Chase: Since Chase is your mortgage servicer, it's essential to continue trying to communicate with them to understand their specific policies and requirements.

I thought about 20 as well but I am not sure if that is realistic based on my other goals.

It also matters what budget tier you exist within a market - like the $ - $$$$ for restaurants, we intuitively understand the general experience and price point based on those dollar signs.

Communicate well and perform when you say you will and they will reach back out to you for additional deals.

Just a wild guess but I'm betting you don't want to operate a church. https://codes.ohio.gov/ohio-revised-code/section-5709.07(A) The following property shall be exempt from taxation: (3) Real property owned and operated by a church that is used primarily for church retreats or church camping, and that is not used as a permanent residence.

Is your new property tax based on the assessed value of the home or the price you purchased it for at the auction?

How we handle international folks is the same process as US based people. 

I always advise clients to speak to someone who has experience and can give some honest advice based on actual deals and mistakes they may have made.

. - Negotiation skills: Interpersonal communication skills.