With the job I have, it's kind of my escape on my way home, especially on days where I take an absolute beating so I jumped on the laptop and searched, "what requirements do banks require in order to finance a beach rental property?"

or How would I explain him being a lender for this deal?

It is an option that they can't get from the bank yet so it is worth the premium you want to put on it in terms of the option deposit, monthly lease and purchse price.

So I need some suggestions please as to whom you all recommend within the small banks in the HoCo, Baltimore, AA County areas would anybody recommend???

Seller financing isn't always a good option because banks specifically forbid it, because the buyer has to take a deed transfer and that would cause a lien position loss on their end. 

My name is Lea ColeI am in a bit of a pickle but i will explain everything throughout this discussion post...

Hi Carlos, Owner financing is when the owner acts as the bank.

I am going to look at 3 houses this week, 2 of them being single family houses owned by the bank and 1 of them FSBO.

Hi Bryenne, I work for Huntington Bank in Shelby Twp, and I do a ton of HELOCs for customers that are buying investment properties.

Small community banks for fix/flips.