Pledge your vehicle or some asset as collateral to the investor.

Instead what usually happens is the owner pays for it upfront and then collects what they can over time until paid off.That is if as already mentioned an owner did not already account for it with so much reserves per sq ft while owning to properly maintain the asset to a high standard.When buying a retail center the first question I ask is about roof and parking lot because they tend to be the most expensive costs.

The application will require authorization from the owner, which we can provide and have notarized.

In hot markets realtors have to incentive to sell low for cash even on highly distressed assets. 

Some are extremely vague in the authority they give committees which generally leads to abuse.

I'll assume that you have assets, since a down payment would be required, so a small bank might base their loan on your personal profile, assets included. 

I would do a combination of stocks/bonds, notes and owning large assets like apartments, probably through syndications.

And do the leg work with some banks/credit unions/finance options to see what it would really take to get into the asset you want.

They all said it was the smart decision to protect my assets.

I can help you track down BOA’s attorney, but they won’t speak with you without the owner’s written authorization and they will advise that the owner must communicate with their servicer regarding pre-foreclosure alternatives (which include short sale).Please don’t hesitate to send me a message if you would like any additional info.Good luck!