It's important to note that Fannie Mae/Freddie Mac only allow the transfer of title to an LLC if the LLC is controlled by the original borrower or the original borrower owns a majority interest in the LLC.

Also I’m not seeing HOA on a lot of the places which is surprising to me Here are a few things to consider with non warrantable condos (which is 99% of condos in Destin that are STR)A non-warrantable condo is a condominium complex that does not meet the guidelines set by government-backed mortgage companies such as Fannie Mae and Freddie Mac.

It has been my experience that Freddie Mac loans require income seasoning (2 years), while Fannie Mae, will count 75% of income (less debt service) toward your income.

I'm assisting an attorney that is selling NPN's and he is direct to Fannie Mae.

For No-Ratio Loans- the terms are not ideal but are a great alternative option for non-traditional borrowers and those who can not qualify Fannie Mae/Freddie Mac Loans.

When folks that's smart-investing savvy but comes from outside US and come here and see what the financial institution could offer, we all say "holly molly".... 

Many DSCR lenders will also give you cash back even if you have a mortgaged property anywhere from 3 to 6 months of seasoning depending on the lender.Moving forward Freddie Mac is now 12 months of season for cash out due to their guideline changes earlier this week and Fannie Mae changes don't officially take place until April 1st.

@Ivan Palagniuk my bank said no but I went directly to Fannie Mae (owns my loan and I met their requirement for transferring per above blog post) and they called my bank and it was approved

Doesn’t the bank has a 6 months title seasoning period because of Fannie Mae rules??

What are the Fannie Mae mortgage underwriting guidelines for Renting out Primary home and buying another primary home?