Even if you and the  seller reached an agreement without using the broker a commission would be due because you discovered the property on the broker's site. 

A theme I've been hearing throughout the year (on podcasts etc) has been that caps for multifam are really depressed due to a lot of institutional buyers. 

Another thing you'll discover is that all of the testing that you're studying for is great, but doesn't prepare you for the business end of things! 

So, I wonder, does that only apply if you get a loan from an official institution like a bank, but not the case with a private lender?

Anyone have any recommendations on institutions (really looking to keep my closing costs down and avoid rate raises due to the properties being investment properties). 

Unfortunately the way they operate, it requires you to discover keywords people search, then add the bad ones as 'Negative Keywords'.I think you're better off having somebody teach you the rudimentary basics. 

It's easier for them to send out their handyman at a $75 min trip charge then spending 5 mins to discover a simple fix over the phone.

Delayed Financing " on your freshly cash-paid property is immediately allowed and appraised at the purchased price plus documented improvement costs " with LTVs up to 75% on primary residence or 70% on investment property by my bank institution. 

You cannot jump in and file petition after you discover there are surplus funds.

Within thirty (30) days of the move‐out date, if more issues discovered that were not discovered during the initial walk‐through or were incurred after the initial walk‐through but before the move‐out date, they will be repaired/ addressed by landlord and related cost will be deducted from the security deposit.