A rehabber will probably have to account for a little extra time to sell the property, so you may want to figure that into your wholesale price.

I've decided since I've recently landed a new job and have some extra disposable income I'd like to invest as a private money lender.

I tried putting limits (ex. tenant pays extra if the electric bill goes over $100) but that didn't go over so well and I didn't do it again.I suggest just bundling in utilities and splitting the costs of TP and maid service.

The seller likely doesn't have a bunch of extra money laying around to replace the fridge or they probably wouldn't be doing a shortsale in the first place. 

I will not buy a house in a flood zone just given the extra insurance required and liabilities...especially if your plan is to buy and hold.Even if there has never been history of flooding, there is always a chance.

In other words, they are required to work against you when it comes to price and terms.Yes, there are no doubt unethical agents who will screw the seller by accepting a lower offer so they get paid on both sides, but most of us (and I think it's the overwhelming majority of us) aren't about to risk fines, lawsuits or loss of license for an extra commission.

. $5,500 installed.So with 2 new different brand systems and vendors, is it recommended to pay the extra $725 for vendor 2?

Often this is like buying a Prius to save money on gas you will never recapture on the life of the car considering the extra capital outlay.The main thing is to check what successful landlords are doing in your area that rent at your price point.

If you have in your lease then you can explain to her that maybe you didn't communicate it to her very well and that you would consider waving the additional charges for her still being behind in rent if she paid now.Otherwise, you need to decide if you want to keep the extra headache of trying to collect rent whenever she wants to pay, or get a new tenant.

The HOAs are not going the extra step to get certified.